Understand your income, savings, investments, protection,
financial goals and retirement readiness — all in one place.
✓ Free Financial Health Assessment
Step 1 of 7
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Let's understand you
A few basic details help us understand your current
financial position.
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About You
Your monthly money picture
This helps us understand your monthly cash flow and
how much you can potentially invest.
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Income & Expenses
Why we ask:
Your monthly surplus is one of the most important
numbers in a long-term financial plan.
Your savings & investments
Tell us what you already have. This helps us avoid
looking only at your monthly SIP.
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Current Financial Assets
This is an assumption for illustration, not a guarantee.
Important:
Enter each investment only once. Retirement balances
entered in your profession section should not be
repeated here.
Protection & life goals
Financial health is not only about investments.
Protection and life goals matter too.
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Financial Protection
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What are you planning for?
Your professional picture
A few profession-specific questions make your
financial health assessment more useful.
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Salaried Employee
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Business Owner / Self-Employed
Do not repeat investments already entered above.
Important for business owners:
Your business may be valuable, but retirement planning
should also build financial assets outside the business.
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Armed Forces / Defence Personnel
Use your best current estimate.
PPF / FD / MF / retirement investments.
Defence planning:
Pension and retirement benefits can reduce the amount
you need to build personally. Your assessment therefore
considers them separately.
Your future financial picture
This is where we estimate the amount you may need to
maintain your lifestyle after work.
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Retirement Planning
Inflation assumption: 6% per year.
The retirement income you enter is today's purchasing
power. We inflate it by 6% annually to estimate the
amount that may be needed in your retirement year.
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Your Investment Strategy
Where should we send your assessment?
Enter your details to generate your personalised
financial health report.
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Your Details
One final step:
Your results will show your financial health,
retirement requirement, projected retirement wealth,
estimated SIP requirement and key areas to improve.
Asset Capital Advisors
Your Financial Health Report
Here is a snapshot of your current financial
position and your long-term retirement plan.
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Financial Health
Your assessment is being calculated.
Monthly Income
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Monthly Expenses
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Monthly Surplus
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Existing Wealth
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Your Retirement Pension Plan
An estimate of what you may need to create
sustainable retirement income.
6% Inflation Assumption
Retirement Age
60
Monthly Income Needed
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Retirement Corpus Required
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Projected Retirement Wealth
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Retirement Corpus Gap
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Estimated SIP Required
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How we estimate this:
Your desired retirement income is first increased
for an assumed 6% annual inflation until retirement.
We then estimate a retirement corpus based on the
assumed post-retirement return.
Existing investments, ongoing SIPs, applicable EPF/NPS,
pension estimates and applicable retirement benefits
are considered where entered.
Retirement Funding Progress
Projected wealth
Required corpus
Your Investment Growth
Current monthly SIP:
₹0
Annual SIP increase:
0%
Estimated investment value:
₹0
Estimated growth:
₹0
Your Financial Priorities
What You Are Doing Well
Areas To Improve
Your Profession-Specific Review
Want help building your retirement income plan?
Get a free consultation with Asset Capital Advisors.
We can review your retirement target, current
investments and estimated SIP requirement with you.
Important Disclaimer:
This Financial Health Checkup is an educational and
financial-planning illustration provided by Asset Capital
Advisors. The calculations use assumptions entered by
you, including a 6% annual inflation assumption and
assumed investment returns.
Mutual fund and market-linked investment returns are not
fixed or guaranteed. The estimated SIP shown is an
indicative planning requirement and is not a guarantee
of future retirement income or pension.
Actual retirement requirements can differ because of
inflation, investment returns, taxation, expenses,
longevity, changes in income and other factors.
Defence pension and retirement benefits should be
independently verified from the applicable official
records/sources.
